We have been so fortunate in the outpouring of love and support for our two families in our time of need.
Now, though, the ugly is coming to the fore. Offers from lawyers of questionable reputation have started to arrive in the mail. We went around them, looked up someone through family, but I am unimpressed with them as well.
It’s little things, really. On the phone they were helpful, but when we get there they ascertain that we are likely only due the state minimum 20k death benefit as the driver only had pl&pd. Suddenly we have “homework” to do (his term) basically digging up the stuff they should be checking on. That is fine, and I can accept that they want us to do most of the legwork–after all, they don’t expect to get paid. But they looked pretty disinterested once we got to that point, and they threw some extra business cards at Nicki’s step dad towards the end, when they knew each of us already had one. It was a little thing, but it pissed me off–I’m sure I’m too sensitive in this situation, but it almost seemed like he was saying that referral business might be the only use we represented to him. They did mention that we should check our personal insurance policies, something I was not aware of, and that if we had the right coverage they would be happy to take our case. They said they would check a few things, anyway, and if they don’t they will not be getting any business from us. Like making a call to the county official who stated that the truck was on a “no-truck road”, whatever he meant by that. I checked my policy, and low and behold, I do have “underinsured” motorist protection.
However, Nicki didn’t live with us, so unless her mom and step father have that coverage, I doubt it will apply. The lawyers seemed to think it would, though, when we met–so I’m not telling them about this unless they’ve done some work on our behalf. If they haven’t done what they said I’m not hiring them.
Why do ambulance chasers exist? It’s all supply and demand–flyers proclaiming that “we are sorry to hear of the loss of your loved one” and “we would like to provide the needed legal support in this difficult time” show up in your mailbox because someone responds to them.
These bloodsuckers who want to sue everyone in sight–they are a blight. Indecent. We as a people need to be strong enough to resist the temptation they represent. Just as I would never buy from a telemarketer, I would never do business with one of these “slip and fall” lawyers. We encourage the behavior, we reinforce it, when we respond to such invitations. We bring them down upon ourselves, and the worthless bastards feed upon our grief, our anger, our need. They tell you how sorry they are for your loss, but their eyes are empty, open, shiny…disengaged. I know there are exceptions to this, lots of decent lawyers out there, but I don’t think any of them scan the obits then stuff your mailbox.
Why should we have to badger public servants to do their jobs? I understand that these positions are often thankless, but these people have a profound effect on our lives. They need to be held to a higher standard. Being slow providing an accident report is not the same as being late providing an earnings report for a company. Both affect people, but the actions of those public servants on the front lines can change the course of the lives of those they represent–us. I had a clerk bring me out a judgment to sign many years ago which was written incorrectly–had I signed it, I would have been without my driver’s license for an extra six months. I was lucky/smart enough to read it before signing, and they made me wait a long time, but they re-wrote it. The part they changed came back typed in ALL CAPS, but hey, it was their screw up. Government employees really do work for us, and they need to be held to a higher standard. If they can’t understand or won’t accept that, they need to get another job.
Why can’t we, as a people, expect to contact our insurance agent and get a straight answer, to be offered what we’re entitled too? Don’t get me wrong, I don’t really feel like I’m entitled to anything–the thought of “profiting” from the loss of my daughter makes me feel like I’m going to vomit. But the reality is this–we pay insurance fees all our lives, and the payouts are in place for a reason. There are expenses involved when someone dies, and Nicki’s brothers and sisters can get a good jump start on college with this money–neither of her families are in a financial position to turn away from that. But again, why is it expected by all parties, including myself, that we need a lawyer? Why should we have to deal with this? Haven’t we suffered enough, aren’t we agonizing enough, feeling guilty for even asking about money, without all this with the lawyers?
I want them to leave me alone, I want it all to go away. I want time to sit quietly, time to grieve, time to figure out why I should want to keep breathing. Necessity and demands on my time have kept me going, are getting me through this, but I’m not sure I want to get through it. I don’t want to have to dig and question and demand–I want those who are paid to do this work to do it–in a timely, honest, reputable fashion. Is that too much to ask?
ww — I feel so badly about this, I have seen it time and time again, the shitstorm of bureaucratic “requirements” that simply overwhelms families at their most vulnerable times.
I am glad that your two families will be aware enough not to be taken advantage of, but you are right, you should be able to expect more out of the systems that we pay through the nose for.
I am so sorry for your loss, and please do not let these people take anything away from you, not your grieving time, not your sanity, not your money.
Again, I am so sorry. I wish I were there to field the calls for you.
for all the kind thoughts and words. We will be careful.
Hang in there WW. Susan resized Nicole’s picture for me.
I just figured out why my screen has looked odd here at home for the last week–I was logged in as you, Boo. If I posted anything embarrassing in your name, my apologies.
WW. I’m glad you are here. Very sorry for your loss. I am kind of depressed, just getting to know you, and then learning of it. Didn’t feel like writing for a while. So I can’t imagine how you must hurt.
Wanted to reach out. But then again, don’t know you well enough to even say much for something this personal. My mom lost a 3 month old, the sister I never knew. The effects are evident for her, forever. You aren’t alone. You know that. But everyone hurts with you.
I didn’t even think of the legal thing. And I’m disgusted by the mailed solicitations. They are within the rules of ethics in Michigan, but that doesn’t make them human.
by the way. Looking forward to it–sounds like it is going well. Congrats.
Don’t worry about book. But if you need something to get your mind on other stuff — the book hates laywers. 🙂
I’m so sorry that all of you have to deal with these vultures and incompetent people right now. I don’t know why people are so uncompassionate and dishonest.
I wish there was something more helpful that I could say right now. I remember how I felt when my brother was killed, and I can’t imagine how it would be to lose a child. All I can say is that the “black hole of grief” I felt eventually shrank to a manageable size, although it never goes away completely.
In some ways it is just so hard to sort out. My four year old is hanging on my left arm as I type this–Boo got a first hand look at how I function amidst the chaos here at home while I was trying to write last week. Anyone with more than one kid at home can attest. I hate to say it, but I feel a little cheated of time to meditate.
Those who seek to profit from someone’s grief and confusion make me sick.
My only advice is not to make any quick decisions and to solicit free advice from anyone you can think of until you have all the information you need.
PS…what a beautiful smile!
we are basically doing just that.
And thank you, she did have a beautiful smile–she lit right up with it.
My step-son was killed by a drunk driver who was also an undocumented immigrant. He was released on O.R. by the Sheriff and disappeared. We had a nightmare with attorneys. Our local DA’s office sent us to MADD.
Contact your local MADD group. They know all kinds of supportive and caring attorneys. They know all the insurance rules and all the twists and turns that can occur.
MADD, Michigan State
P O Box 19341
Lansing, MI 48901
E-mail: MADDMI@aol.com
Love and hugs – email me if you need anything
Thank you–there was no alcohol involved, but perhaps they can still recommend a good attorney.
Our MADD group helps any who seek some direction and advice. Our local District Attorney’s office also has a ‘victim/witness’ division that does referrals to support networks, counselors, doctors, and attorneys.
I sent you an e-mail at work address if you are still searching. Don’t worry. You will find someone who helps you through the process, so you can concentrate on human stuff.
Wolverine…please take the mailings, do not open them, write refused on the envelope and put them back in your mail box. They have to pay the return postage.
I had a losy little fender bender a few weeks back. No one was hurt, a scratch on the bumper that one could barely see, I was rearended. I only called the police so I would have a report in case I hurt the next day and because she was illegal. Oh she had insurance but no green card. Within two days I was receiving solicitations from attorneys in the mail. I was ticked to say the least so I can hardly imagine how you feel right now.
take your time. Don’t let them talk you into anything you are not comfortable with. I am glad to see you here venting your frustration, anger and grief. I am so sorry for your loss. Namiste my friend.
I don’t know how they live with themselves.
WW, I can’t say that I know you a little. I don’t know you at all, and this is the first time I have seen one of your post. However, I was here when Nicky’s tragedy occurred, and it touched me deeply.
now, I have tears on my eyes. Some of sorrow for you. Others are of anger for the way they are treating you.
Maybe it shouldn’t be my place to make any suggestions, but I know there are attorneys in these blogs (DK, MLW and here. And if they cant help you, they might know someone who might. We’re all a big family here.
Also, I am so, so sorry for your loss
for the kind thoughts. Since this happened I’ve needed to write, to purge myself a little at a time, but have had little time and not so much to write for this venue.
I am so moved and so sorry for your loss–it is almost unimaginable.
Your words and your emotions have helped a lot of people here, but most of all, I hope they have helped you.
If nothing else, perhaps it will help you process all the crap the vultures are dropping on you while you find your way.
And I hope those of us who wander into your world here are not intrusive, insensitive, or unhelpful.
If anything, I’m intruding on your world. I’m unloading on you, and you don’t deserve it, but somehow writing is good but “sending” it to someone is better. I have to be careful who I “send” to here in my immediate world–they all hurt too, you know. They are there for me, but they need someone to be strong for them. That’s my usual role. I don’t have to be strong for you, and I don’t have to pull any punches–because here, all is fair, no one has to read or comment on what I write/have to say, and they have the right to tell me to shut up and stop whining if they wish. Open venue. Tit for tat.
and “controlled” interaction is just what the doctor ordered.
Dr. Alice
WW…thank you for posting here. I am so sorry for your loss. There just aren’t words for what I want to say. All I can do is offer Cyber Hugs.
I have spent many years in the legal field, both in insurance defence (scum of the earth) and plaintiff’s Personal Injury. The scum that are stalking you suck. Avoid them. They are after a quick settlement.
I don’t know the circumstances of the accident, nor what coverage your daughter had. If it was a basic traffic accident with one person (outside of work) doing bad, like running a red light, then full benefits should be paid to whoever she designated or next of kin. If the asshole only had 20,000, then that is the limit. But, if the asshole was at work, you can sue his employer, or if a car malfunctioned you can sue the manufacturer.
I know you hate thinking about this shit and I am sorry. But, if you have questions or think you might have a case, then please look for an attorney. Pull out the white pages and look for a small, unassuming law firm that might have good experience. Call each one and ask what they charge. Many will offer a free consultation on the pnone to determine whether or not you have a case.
I know all of this is cold and not what you want, but I want you to know that I have worked for some fine lawyers who made miracles happen for people like you. Call around and ask questions. There are some damn fine attorneys out there, but the good ones never send out mailers. Keep in mind tha Insurers are evil and will try to withhold every dollar. You must be persistent and it really helps to put an Esq. after a name.
The choice you have right now is seek legal help or let it go. Both are fine choices. You have every right to say, to hell with it, I don’t want to relive this experience. You also can find an attorney who will help you assert your rights. Do not expect an insurance company to respond to an individual. I know that is BS, but they are truly scum of the earth.
WW, I just want you to know that no matter what you choose, there are people out there who can help and I care.
Feel free to write me at lynx at zimpatent dot com if you have any questions about the insurance industry or finding lawyers or anything at all.
Thank you–I cannot thank any of you enough. Just for listening, praying, caring. I know this site is not the venue for airing this kind of thing, not really. Yet you put up with me, and are kind to boot. Good advice–and we will find someone I’m comfortable with to represent us.
I probably don’t need to say this, but this is a contingency fee case, that is, you don’t pay unless you win. Exprect 25-40% fees. Watch their fees. They often charge outrageous copy fees, runner/delivery fees, and fax fees. Ask that they keep these at a minimum or look for someone who puts these fees as overhead. Many attorneys, even good ones, make up legal fees in unnecessary office charges. .25 per page copying fees and $1 per page faxes are common and obscene. Ask about these charges and don’t hesitate to negotiate a reduction for these things beforehand, but get any agreement in writing.
I don’t know anyone in your area, but ask your friends, your neighbor’s and their friends, etc. Ask your boss or your business attorney or anyone else you know. Many great attorneys are found through personal reference only.
Hugs,
Kama
There’s no accounting for tastelessness. Sounds like you are being targetted by some of the worst…
Sorry to be butting in as a lurker… I know a little about the P.I. business, having worked in the field in Washington State for a number of years. Please keep looking for an attorney that makes you comfortable and will do the job with integrity. Not all firms are sleazy but that’s common. It is a task, like many others, that you need to hire someone to do for you. It’s just that you are in such a painful and vulnerable situation – take your time to find someone with whom you feel some trust.
There are good people out there doing P.I. work. They aren’t loud and flashy and you will probably have to seek them out. Call the local bar association and ask them for info.
I am sorry for your loss. What a beautiful young woman.
Thank you. I know a bit about lurking, and no apologies are necessary. I appreciate it.
Good morning WW,
There are no words to express my sorrow for the tragic loss of your beautiful daughter. Please know that you’re surrounded by people who truly care about you – I can’t think of a safer, more supportive place for you to share your thoughts and experiences. I know firsthand that BT members come through for each other during times of despair, and many of us would drop everything to support you.
For what it’s worth, the Michigan Bar Association has an attorney referral program. I’ve attached a link to those services in hopes that they’ll be able to help you. In the meantime, please don’t hesitate to ask us for assistance. For example, if you need any research support, my weekend is open and I’d be more than happy to assist you in any way I can.
http://www.michbar.org/programs/lawyerreferral.cfm
Wishing you serenity
You are so incredibly kind, to do some legwork for me with the link and then offer more of your time on top of it. I appreciate it, very much, and if we decide there is a “case” I will put your efforts to go use.
Thank you.
WW, your diary continues to trouble me a great deal, and you’ve been in my thoughts all weekend. During such difficult times, it’s so damn important to work with professionals who make you feel comfortable – in their knowledge, in their ability to communicate the knowledge, and in the way they treat you. It sickens me that you’ve been circled by the vultures (and I’m still infuriated by the tacky mailings and the attorney’s “generous” distribution of business cards).
I’ve worked in the financial, insurance and legal fields for nearly three decades, with frequent travel throughout the nation. During those travels, I met some truly wonderful business professionals in your area, and it occurred to me that I could tap into those resources. Earlier today I sent an e-mail to one such individual – a financial advisor in Three Rivers who I trust and respect immensely. I asked if he knew of any good attorneys in your area. (Individuals of his caliber refer their clients to only the best in their professions – since the referrals could impact their reputation.) It seemed helpful to get a referral from someone of his caliber, who actually knows the attorney firsthand – as opposed to the MI Bar referral program, or throwing a dart at the yellow pages – both of which might be a crap shoot.
As another thought, since laws can vary significantly from state to state, you’ll want to work with someone who is highly familiar with MI laws. And hey – at least the attorney you spoke to provided one good piece of advice – reviewing your insurance policies as a starting point. Your insurance agent should be in a position to help you interpret the policy provisions – and there’s no damn reason whatsoever that the agent should charge you a fee to do so. I agree with your decision to be selective with the information you choose to share with the attorney – especially depending on the provisions of your insurance policy. And I’m sure this goes without saying, but you’ll also want to make sure that all of the parents are on the same page with the facts you intend to present.
I’ll let you know when I hear back from the financial advisor in MI – and if he doesn’t respond to my e-mail by Monday afternoon, I’ll give him a call. If I’m crossing the line and being “overly helpful” or intrusive, just say the word. I understand this is a very sensitive, personal matter, and please be assured that you won’t hurt my feelings should you prefer that I dissociate myself from your issues at hand. On the other hand, I know several other high caliber financial professionals in your area – all of whom use attorney referrals to some degree. And my immediate schedule allows me the time to send a few e-mails and/or place a few calls.
Most of all, I want you to know that I genuinely care. With your profound pain, I feel helpless unless I can think of a way to support you. (I dunno, like offering you the diversion of reading this overly long post, for example). I also understand your current situation of needing to be strong for your loved ones – and I know firsthand how demanding and exhausting that can be. I sincerely hope you can find some alone time. Soon. For your personal well-being, I’d like to recommend a Swedish massage. Not to sound sexist, but I’d also recommend a female massage therapist. I’ve had some unsettling experiences with male therapists – one of whom spoke incessantly, played loud music and complained about his ex-wife throughout the session. And another male therapist was apparently accustomed to deep tissue sports massages, because I woke up the next morning covered in bruises from head to foot. In contrast, the female therapists I’ve visited have been kind, quiet, thoughtful and emotionally in tune with their clients. (Which, of course, is not to say that there aren’t good male therapists out there) The peaceful surroundings will allow you the solitude you so desperately need, and the massage itself is incredibly cleansing and therapeutic. A good massage cleans your system of toxins, which, in turn, creates an emotional release – in which I’ve sometimes cried during and after the sessions. The therapists have been prepared for tears, and as strange as this might sound – it’s a safe, private environment to weep – and the massage can make you feel better for days. (Well . . . as “better” as possible)
I’m terribly sorry for the length of this post. I tend to get carried away when offering unsolicited advice. :^)
Please know that my heart is with you.